Nigeria Calculators
Every Berlvis Nigeria calculator is built around the real numbers Nigerians deal with, naira amounts, the Nigeria Tax Act 2025 bands, the 8% pension and 2.5% NHF deductions, the typical 10% agency and 10% legal fees on Lagos and Abuja rentals. Each tool runs entirely in your browser, so your salary, rent and household figures never touch our servers.
Updated for the Nigeria Tax Act 2025.
Find your real take-home pay after every deduction.
Both directions in a single, simple tool.
Calculate your monthly and annual NHF contribution.
See both 8% employee and 10% employer contributions.
Total move-in cost for any Nigerian rental, in one number.
Rent, fees, deposit, moving and furniture in one total.
What rent you can really afford on your salary.
Side-by-side monthly cost based on your inputs.
Covers consultancy, rent, dividends, contracts and more.
Property ROI for Nigerian landlords.
Calculate % change and compare to market norms.
Why these calculators matter
Most online salary and tax calculators are written for the US or UK and silently ignore the things that make Nigerian payroll different, pension is on basic, housing and transport, not on gross; NHF is on basic only; rent relief is capped; PAYE uses progressive bands that changed in 2026. Berlvis bakes those rules in so you can stop guessing and start planning.
The rent and property calculators are tuned to the Nigerian market specifically. Annual rent paid up front, agency and legal fees as a percentage of rent, caution deposits, the realistic move-in cost that nobody talks about until you've already signed. If you're a landlord, rental yield gives you the same investment math your friends in stocks already get.