Rent Affordability Calculator Nigeria, 30% rule

What rent you can really afford on your salary.

Inputs
Result
Affordable monthly rent
₦150,000
Affordable annual rent
₦1,800,000
Conservative (25%)
₦125,000
Stretch (40%)
₦200,000

How to rent affordability calculator with Berlvis

  1. 1
    Enter net income

    Monthly take-home in NGN.

  2. 2
    Pick % cap

    Default 30% is the global rule of thumb.

  3. 3
    Read monthly + annual

    Both views, since Nigerian rent is annual.

About Rent Affordability Calculator

Berlvis Rent Affordability Calculator uses the classic 30% rule (no more than 30% of net income on rent) as a default, with sliders for conservative (25%) and stretch (40%) budgets. Built for the Nigerian rental market where annual rent is paid up front.

Frequently asked questions

+Is Rent Affordability really free?

Yes. Every Berlvis tool is free, with no signup, no email and no daily quota.

+Do you upload my files or data?

Never. Your file stays in your browser, nothing is uploaded, nothing is logged, nothing leaves your device.

+Will it work on my phone?

Yes, anywhere there's a modern browser (Chrome, Safari, Firefox, Edge, Brave, Arc).

+How accurate is the calculation?

We use the same formulas you'd find in official guidance and primary tax/regulatory sources. Numbers are calculated client-side so what you see is what's used, nothing hidden.