Berlvis Tools
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Rent Affordability Calculator Nigeria, 30% rule

What rent you can really afford on your salary.

Work pattern

1 Enter net income Monthly take-home in NGN.
2 Pick % cap Default 30% is the global rule of thumb.
3 Read monthly + annual Both views, since Nigerian rent is annual.

Workspace

Add your input, review options and preview the output before saving.

Inputs
Result
Affordable monthly rent
₦150,000
Affordable annual rent
₦1,800,000
Conservative (25%)
₦125,000
Stretch (40%)
₦200,000

How it works

  1. 1

    Enter net income

    Monthly take-home in NGN.

  2. 2

    Pick % cap

    Default 30% is the global rule of thumb.

  3. 3

    Read monthly + annual

    Both views, since Nigerian rent is annual.

About Rent Affordability Calculator

Berlvis Rent Affordability Calculator uses the classic 30% rule (no more than 30% of net income on rent) as a default, with sliders for conservative (25%) and stretch (40%) budgets. Built for the Nigerian rental market where annual rent is paid up front.

Common use cases

Rent Affordability Calculator is useful when you need to what rent you can really afford on your salary.
Complete one focused Rent Affordability Calculator task, review the result, and start again whenever you need another output.
Try different inputs and assumptions before copying or downloading the result you want to keep.
Follow the 3-step workflow below and use the related tools when the job needs another stage.

FAQ

Is Rent Affordability really free?

Yes. Every Berlvis tool is free, with no signup, no email and no daily quota.

Do you upload my files or data?

Never. Your file stays in your browser, nothing is uploaded, nothing is logged, nothing leaves your device.

Will it work on my phone?

Yes, anywhere there's a modern browser (Chrome, Safari, Firefox, Edge, Brave, Arc).

How accurate is the calculation?

We use the same formulas you'd find in official guidance and primary tax/regulatory sources. Numbers are calculated client-side so what you see is what's used, nothing hidden.

Processing and privacy

This Rent Affordability Calculator workflow runs in your browser. Review important financial, tax, admissions, or business results against current official guidance before relying on them.